Health Care

I wanted to weigh in on the current debate in the United States over health care. The first thing we need to remember is that we as Americans do better if each of us help our neighbor. And if we do it out of our own free will with our own money; that's real charity. It's not charity if it is done by coercion using the money of someone else. We need to get government out of our wallets so we can have money to help the people we want.

We also do need to ask why health care is so expensive. The simple answer is malpractice insurance. And why is that high? frivolous law suits. So we need tort reform first. The next question then is; why are personal insurance rates so high? simple answer; lack of competition. The car insurance industry is in the middle of price wars. Who hasn't heard of Geico? Why is this not happening with health insurance? because it's not sold the same way due to regulation.

So real health care looks like this;

Reduce taxes so people can give their money were they want and help who they want.

Lower the number of frivolous lawsuits through tort reform so as to reduce the cost of providing health care.

Deregulate the health insurance industry so it can be sold across state lines; allowing competition.

In short we need competition in health care. We need more choices and the freedom to make those choices. Creating a monopoly in health care would be a blow to quality health care for the same reasons monopolies are bad; it kills competition. And we know what competition brings, better service and lower cost. It's just plain simple economics.